Credit Score Update 2026: VantageScore 4.0 & FICO 10T Changes

New Rules Boost Access to Credit and Mortgages

VantageScore 4.0 & FICO 10T Changes

Big Changes Coming to Credit Scores in 2026

Fannie Mae Rolls Out New Models

Fannie Mae & Freddie Mac Adopt VantageScore 4.0

New Models & What You Need to Know Today

New Models, Medical Debt & BNPL Changes Today

New Credit Scoring Models Are Reshaping Borrowing in 2026

Credit Score 2026 Updates: April 12, 2026

VantageScore 4.0 & FICO 10T Updates

Major Changes Coming to Credit Scores in 2026