SBI Card Users Report Sudden CIBIL Score Drops

Several SBI Card customers have reported unexpected drops in their CIBIL scores after the latest credit reporting cycle. Some users claim their current credit card balances were incorrectly shown as overdue despite making payments on time.

SBI Card is reviewing the issue. Customers who notice incorrect information in their credit reports are advised to contact SBI Card and raise a dispute with TransUnion CIBIL if necessary.

Why It Matters

• Incorrect reporting can temporarily lower your credit score.

• A lower score may affect future loan or credit card approvals.

• Regularly reviewing your credit report can help identify and correct errors quickly.